Esko Kivisaari discusses why people are struggling with mental health conditions being denied cover

Published December 2021

Why are people struggling with mental health conditions being denied cover?

By Esko Kivisaari



ESKO KIVISAARI MSc is Fellow of the Actuarial Society of Finland and Deputy Managing Director of Finance Finland (member of Insurance Europe, EBF and Efama). He is also Past Chairperson of the Actuarial Association of Europe, and he was a member of the High-Level Expert Group on Sustainable Finance.



Mental health conditions make insurance cover inaccessible, at least in some countries.
Is there a good actuarial motivation for this?

Read the full article here.


This article represents the opinion of the author, and not necessarily the opinion of the AAE.


This article was published in The European Actuary No. 28 – December 2021

The European Actuary Magazine